Obamacare Quietly Failing: Individual Purchase Mandate Repealed For Two Years

By Amy Alkon


donkeyrock
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from Advice Goddess Blog.

Obamacare Quietly Failing: Individual Purchase Mandate Repealed For Two Years
From the WSJ:

Last week the Administration quietly excused millions of people from the requirement to purchase health insurance or else pay a tax penalty.

This latest political reconstruction has received zero media notice, and the Health and Human Services Department didn’t think the details were worth discussing in a conference call, press materials or fact sheet. Instead, the mandate suspension was buried in an unrelated rule that was meant to preserve some health plans that don’t comply with ObamaCare benefit and redistribution mandates. Our sources only noticed the change this week.

That seven-page technical bulletin includes a paragraph and footnote that casually mention that a rule in a separate December 2013 bulletin would be extended for two more years, until 2016. Lo and behold, it turns out this second rule, which was supposed to last for only a year, allows Americans whose coverage was cancelled to opt out of the mandate altogether.

In 2013, HHS decided that ObamaCare’s wave of policy terminations qualified as a “hardship” that entitled people to a special type of coverage designed for people under age 30 or a mandate exemption. HHS originally defined and reserved hardship exemptions for the truly down and out such as battered women, the evicted and bankrupts.

But amid the post-rollout political backlash, last week the agency created a new category: Now all you need to do is fill out a form attesting that your plan was cancelled and that you “believe that the plan options available in the [ObamaCare] Marketplace in your area are more expensive than your cancelled health insurance policy” or “you consider other available policies unaffordable.”

This lax standard–no formula or hard test beyond a person’s belief–at least ostensibly requires proof such as an insurer termination notice. But people can also qualify for hardships for the unspecified nonreason that “you experienced another hardship in obtaining health insurance,” which only requires “documentation if possible.”

One more way to buy people voting D at the booths.

But keeping this quiet now keeps people thinking they will have to enroll by the end of March, which will get their dismal numbers up. Remember the hordes of people they said were without health insurance? The clamor of those people to sign up has been more like a distant whimper.

via Shannon Howell

…read more

Source: Donkeyrock_BlurBlog

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